Affordable Bookkeeping Software 2026: Real Prices Compared

Wave, Zoho Books, Xero, FreshBooks, QuickBooks and BIB Pro compared on 2026 prices, plan limits and hidden add-ons, from a White Plains, NY tax firm.

Pages

Home
Tax Services — Personal and small business tax preparation in White Plains, NY. Individual, LLC, S corp and partnership returns, IRS notices and amended returns.
Tax Tools — Free tax calculators, a deadline countdown, a document checklist and a deduction finder from London's Tax Services. No signup required.
Tax Planning — Tax planning in White Plains and Westchester for business owners, high earners and families: S corp, PTET, retirement and year-end moves. 4.9 stars. Free call.
Tax Planning NYC — NYC tax planning for business owners, freelancers and high earners: city income tax, UBT, S corps and the General Corporation Tax, PTET, residency. Free call.
Bookkeeping — Monthly bookkeeping, catch-up bookkeeping, payroll and tax-ready statements for small businesses in Westchester, the Bronx and NYC. 20+ years of experience.
Catch Up Bookkeeping — Behind on your books? Catch-up bookkeeping for Westchester, Bronx and NYC businesses from our White Plains office. Most cost $500 to $3,000, quoted up front.
Bookkeeper In A Box — Online DIY bookkeeping membership: guided monthly books, a budget tool, year-end reports and a setup call with our team. $29.99/mo or $330/yr.
Workshops — Free financial literacy and small business tax workshops across Westchester, the Bronx and Rockland County, hosted by London's Tax Services.
Contact — Contact London's Tax Services, 75 South Broadway, 4th Flr, White Plains, NY 10601. Call (646) 917-7714 or book a free 15 minute consultation online.
Founder — Vivian London founded London's Tax Services, now in White Plains, NY, with over 20 years of tax strategy experience across Westchester and the Bronx.
About — London's Tax Services is a White Plains, NY tax, bookkeeping and payroll firm founded by Vivian London, serving Westchester and the Bronx.
Success Stories — Five client stories: a home daycare, an HVAC contractor, a landscaper, a real estate partnership and a wellness studio, and what changed for each.
Insights — Plain-English tax guidance for New York individuals and small business owners from London's Tax Services in White Plains, NY.
Year Round Tax Planning Article — Why quarterly tax reviews and continuous expense tracking beat the year-end scramble: smarter estimated taxes, cleaner books and no surprises in April.
One Big Beautiful Bill Article — The One Big Beautiful Bill Act (H.R. 1), signed July 4, 2025, explained in plain English: the tax cuts, the spending changes and what they mean for you.
Q4 Tax Mistakes Article — Five fourth-quarter tax mistakes that cost small business owners thousands, from skipped estimated payments to waiting until December, and how to avoid them.
Nyc Small Business Tax Checklist Article — A 2026 tax planning checklist for NYC small businesses: deadlines, estimated payments, deductions, PTET, city-specific taxes and the year-end moves to make.
Refund Timeline Article — Why the IRS 21-day refund timeline is not guaranteed, the five things that delay a tax refund, and how to get your 2025 refund as fast as possible.
Salt Deduction Refund Article — How the higher SALT deduction cap could add thousands to 2026 tax refunds for New York filers, with a $100,000 income example and when to expect your refund.
Choose Tax Preparer Article — What to look for in a tax preparation service near you: experience and credentials, personal service, year-round availability, reviews and data security.
Personal Tax Documents Article — The documents you need to file your personal taxes: ID, W-2s and 1099s, deduction and credit records, health coverage forms and direct deposit details.
Seniors Tax Prep Article — Tax preparation for seniors: when Social Security is taxable, required minimum distributions, the extra standard deduction, medical expenses and free help.
Small Business Tax Prep Guide Article — Prepare your small business taxes step by step: organize records, pick the right form, find deductible expenses, then handle self-employment and quarterly tax.
Find Tax Professional Article — How to find a qualified tax professional near you: the types of preparers, how to verify credentials and a PTIN, the questions to ask and red flags to avoid.
Free Tax Prep Article — Who qualifies for free tax preparation: IRS Free File, VITA, TCE for seniors and New York State Free File, plus when paying a professional is worth it.
Tax Prep Apps Article — TurboTax, H&R Block, TaxAct, FreeTaxUSA and Cash App Taxes compared, plus the situations where a tax app is not enough and a professional pays for itself.
Post Filing Guide Article — What to do after you file: track your refund, handle IRS letters calmly, amend with Form 1040-X, keep the right records and get next year started early.
Tax Prep Cost Article — What tax preparation costs in 2026 for New York individuals and small businesses, what drives the price, how preparers charge, and how planning saves more.
Tax Documents Checklist Article — A free 2026 tax preparation checklist: every document individuals and small business owners need to file, from income forms to deduction records.
Bookkeeper Cost Article — Most small businesses pay $300 to $1,200 a month for a bookkeeper in 2026. Hourly rates, startup and NY metro prices, cleanup costs, and a $29.99 DIY option.
When To Hire Bookkeeper Article — Hire a bookkeeper at about $100K in revenue, 100+ transactions a month, or 5+ hours a month on the books. 7 signs, plus why October beats January.
Small Business Tax Deductions Article — What small businesses can write off in 2026: 100% bonus depreciation, $2.56M Section 179, the 20% QBI deduction, and the write-offs owners miss before Dec 31.
Year End Tax Planning Checklist Article — The 2026 year-end tax planning checklist for New York owners and families: 15 moves before December 31, with the new SALT, charity and 401(k) rules.
Tax Planning Cost Article — How much tax planning costs in 2026: typical fees for one-time plans, subscriptions and hourly advice in New York, plus the math on whether it's worth it.
S Corp Tax Savings Article — When an S corp saves money in New York: the self-employment tax math, reasonable salary, and why NYC's General Corporation Tax changes the answer.
High Income Tax Planning Article — Tax planning for high income earners in New York: the 2026 SALT phase-down, PTET, retirement, charitable, equity comp and residency strategies that still work.
Self Employed Tax Planning Article — Self-employed in New York? Set aside 25% to 35% of each payment for taxes. 2026 rates for NY, NYC and the MCTMT, plus quarterly due dates.
Ny Ptet Guide Article — New York PTET explained: how the pass-through entity tax beats the SALT cap, who should elect, rates, the March 15 deadline, and the NYC PTET.
Missed October15 Deadline Article — Missed the October 15, 2026 tax extension deadline? What the 5% a month penalty costs, how to get it removed, and how to file late 2025 and 2024 returns.
No Tax On Tips Overtime Article — Deduct up to $25,000 of tips and $12,500 of overtime premium on your federal return. What qualifies, the income limits, and what New York still taxes.
Social Security Cola2027 Article — Social Security rises 3.6% in 2027. How the raise can make more of your benefits taxable, the $6,000 senior deduction, and why New York taxes none of it.
Trump Accounts Article — Most kids now have a Trump Account, but parents must claim it. Who gets the $1,000, the $5,000 limit, taxes at 18, and Trump Account vs NY 529.
Tax Brackets2027 Article — Projected 2027 tax brackets and standard deduction, the official 2026 IRS table, how brackets really work, and what to do before December 31.
Threshold1099 Article — The 1099-NEC threshold rises from $600 to $2,000 for 2026 payments. Who needs a 1099, how payment method matters, and the February 1, 2027 deadline.
Car Loan Interest Article — Deduct up to $10,000 a year of car loan interest on a new, U.S.-assembled vehicle. The rules, income limits, how to claim it, and why New York doesn't follow.
Dependent Care Fsa Article — The dependent care FSA limit rises to $7,500 in 2026. When it beats the child care tax credit, why you can't use both on the same dollars, and New York rules.
Tax Payment Plan Article — Owe the IRS or New York State? How payment plans work, what they cost in 2026, and why you must file first. Help from London's Tax Services, White Plains, NY.
Affordable Bookkeeping Software Article — Wave, Zoho Books, Xero, FreshBooks, QuickBooks and BIB Pro compared on 2026 prices, plan limits and hidden add-ons, from a White Plains, NY tax firm.
Aca Open Enrollment Article — Enhanced ACA subsidies are gone, the 400% income cliff is back and overpaid credits are repaid in full. How New Yorkers can protect their premium tax credit.
Roth Catch Up Article — In 2026, 401(k) catch-ups must be Roth if you earned over $150,000 last year. Who it hits, the 2026 limits ($24,500, $8,000, $11,250), and what it costs.
Business Records Article — Keep most tax records 3 years, payroll 6 years in NY, and some forever. A simple New York chart for small businesses, plus what to keep, from White Plains.
Video Blog — Short tax lessons on video: deductions, deadlines, bookkeeping and IRS questions explained in plain English by London's Tax Services.
Mid Year Guide — A free guide from London's Tax Services covering six money moves to make in the middle of the tax year, before the options close on 31 December.
Tax Preparation Mount Vernon — Mount Vernon tax preparation from a local firm with 20+ years of experience and a 4.9 star Google rating. Personal and small business returns.
Accountant Yonkers — Yonkers tax preparation, planning and bookkeeping. We handle the Yonkers resident surcharge and nonresident earnings tax correctly. 20+ years.
Tax Preparation New Rochelle — New Rochelle tax preparation and planning for families, professionals and small business owners. 20+ years and a 4.9 star Google rating.
Bookkeeping Bronx — Bronx bookkeeping, payroll and tax preparation. NYC resident tax, the Unincorporated Business Tax and city credits handled correctly.
Accountant Pelham — Pelham and Pelham Manor tax preparation and planning for homeowners, commuters and business owners. 20+ years, 4.9 star Google rating.
Tax Preparation Bronxville — Bronxville tax preparation and planning for households with investment income, equity compensation and property. 20+ years, 4.9 stars.
Accountant Eastchester — Eastchester and Tuckahoe tax preparation, planning and bookkeeping for families and local businesses. 20+ years, 4.9 star Google rating.
Tax Preparation White Plains — Year-round tax preparation, bookkeeping, payroll and tax planning in White Plains, NY, from 75 South Broadway, 4th Floor. 20+ years, 4.9 star Google rating.