Silver
1meeting / yr
Individuals, families and solo owners who want one clear plan for the year.
- Annual tax projection
- One planning meeting
- Email support
4.9 on Google · 20+ years in New YorkTax Planning in White Plains & Westchester
Lower your 2026 tax bill before December 31. Get a written plan with the dollar savings, from a New York tax planner with 20+ years of experience.
51 days left to make 2026 moves
Free 15-minute call · Zoom or phone · No obligation
Vivian London-Crooks
Founder · 20+ years of New York tax planning
4.9 from 35 Google reviews
- Know your number earlyYour 2026 federal and New York tax, projected before it's final.
- A plan in writingThe moves that fit you, each with a dollar estimate.
- Help acting on itPayroll, retirement deposits, deadlines: we walk you through each one.
$15,000+
saved in a single year
Real estate investor, Westchester
~$6,800
less tax in the first year
Home daycare, Mount Vernon
~$350,000
of depreciation pulled into year one
Six unit building, Westchester
Professional, knowledgeable, and always available when I have questions. They planned my business structure in a way that saved me thousands. A true partner for my business.
Results are from our client stories, with details combined and identities removed. Yours depend on your situation.
Where the savings usually are
Six places we look first
- S corp and entity choiceCut self-employment tax, with New York City rules counted.
- Retirement plansSolo 401(k), SEP or defined benefit, sized to your income.
- NY PTET and the SALT capMove state tax around the federal deduction cap.
- Year-end timingEquipment, bonuses and invoices in the right tax year.
- Deductions owners missHome office, vehicle, family payroll, accountable plan.
- Estimated taxesPay what is required, no more, and no penalties.
Book your free call
Pick a time for your free 15-minute call
- We look at last year's return and this year's income
- You hear which moves fit you and roughly what they are worth
- If planning won't pay for itself, we'll tell you
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Zoom or phone. In person by appointment in White Plains.
Rather talk now? Call (646) 917-7714
Plans
Three ways to work with us
The difference is how often we sit down with your numbers. We quote the fee on the free call.
Gold
4meetings / yr
Business owners making decisions all year who want backup on each one.
- Quarterly planning meetings
- Entity review (LLC or S corp)
- Estimated taxes worked out
Platinum
12meetings / yr
Owners who want someone who knows their numbers in the business every month.
- Everything in Gold
- Monthly advisory sessions
- Cash flow planning and Profit First coaching
Compare everything in each plan
| Included | Silver | Gold | Platinum |
|---|---|---|---|
| Annual tax projection | |||
| Planning meetings | 1 a year | 4 a year | 12 a year |
| Email support | Unlimited | ||
| Entity review (LLC, S corp) | |||
| Quarterly estimated taxes worked out | |||
| Cash flow planning | |||
| Profit First coaching |
FAQ
Questions before you book
Something else on your mind? Ask it on the free call, or phone us at (646) 917-7714.
We ask about your income, your business if you have one, and last year's return, then tell you which planning moves are likely to fit and roughly what they could save. If planning would not pay for itself for you, we say so. There is no obligation.
Why New Yorkers overpay: the four tax layers
State and city tax on top of federal Up to 14.776%
New York State's top rate is 10.9% and New York City residents add up to 3.876%. Yonkers residents pay a surcharge on their state tax. Where you live, and where you work, changes the math.
New York City ignores the S corp election 8.85%
An S corporation saves self-employment tax federally, but New York City taxes S corps under its General Corporation Tax as if they were regular corporations. The right entity for a Brooklyn business is not always the right one for a Westchester business.
The 2026 SALT cap, and who loses it $40,400
The federal deduction for state and local taxes rose to $40,400 for 2026, but it shrinks back toward $10,000 once income passes $505,000. New York's pass-through entity tax (PTET) can move business income around the cap, if the election is made on time.
Self-employment tax on every dollar of profit 15.3%
Sole proprietors and single-member LLCs pay Social Security and Medicare on nearly all of their profit, before income tax. Higher earners in the MTA region can owe the MCTMT on top. Entity choice and retirement plans are the two biggest levers.
Guides: 2026 year-end checklist · What tax planning costs · S corps in New York · New York PTET guide
51 days left to lower your 2026 tax bill
Fifteen minutes now beats any amount of work in April.