Silver
1meeting / yr
Individuals, families and solo owners who want one clear plan for the year.
- Annual tax projection
- One planning meeting
- Email support
4.9 on Google · 20+ years in New YorkTax Planning for New York City
Lower your 2026 tax bill before December 31, with the NYC income tax, UBT and S corp rules counted. Meet by Zoom or phone from any borough.
52 days left to make 2026 moves
Free 15-minute call · Zoom or phone · No obligation
Vivian London-Crooks
Founder · 20+ years of New York tax planning
4.9 from 35 Google reviews
- Know your number earlyFederal, New York State and NYC tax, projected before it's final.
- A plan in writingThe moves that fit you, each with a dollar estimate.
- Help acting on itPayroll, retirement deposits, PTET deadlines: we walk you through each one.
$15,000+
saved in a single year
Real estate investor, Westchester
~$6,800
less tax in the first year
Home daycare, Mount Vernon
~$350,000
of depreciation pulled into year one
Six unit building, Westchester
Professional, knowledgeable, and always available when I have questions. They planned my business structure in a way that saved me thousands. A true partner for my business.
Results are from our client stories, with details combined and identities removed. Yours depend on your situation.
Where New York City savings usually are
Six NYC decisions worth real money
- UBT or S corpThe city taxes S corps; run its math before you elect.
- NYC PTETPay city tax at the entity level and deduct it federally.
- ResidencyMoving out saves up to 3.876% a year, if it holds up.
- Retirement plansAt a 40%+ combined rate, each $10,000 saves $4,000 or more.
- Bonuses and RSUsFix under-withholding before April, and time the sales.
- Triple tax-free incomeNew York municipal bonds skip federal, state and city tax.
Book your free call
Pick a time for your free 15-minute call
- We look at last year's return and this year's income
- You hear which NYC moves fit you and roughly what they are worth
- If planning won't pay for itself, we'll tell you
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Zoom or phone. In person by appointment in White Plains.
Rather talk now? Call (646) 917-7714
Plans
Three ways to work with us
The difference is how often we sit down with your numbers. We quote the fee on the free call.
Gold
4meetings / yr
Business owners making decisions all year who want backup on each one.
- Quarterly planning meetings
- Entity review (LLC or S corp)
- Estimated taxes worked out
Platinum
12meetings / yr
Owners who want someone who knows their numbers in the business every month.
- Everything in Gold
- Monthly advisory sessions
- Cash flow planning and Profit First coaching
Compare everything in each plan
| Included | Silver | Gold | Platinum |
|---|---|---|---|
| Annual tax projection | |||
| Planning meetings | 1 a year | 4 a year | 12 a year |
| Email support | Unlimited | ||
| Entity review (LLC, S corp) | |||
| Quarterly estimated taxes worked out | |||
| Cash flow planning | |||
| Profit First coaching |
FAQ
Questions before you book
Something else on your mind? Ask it on the free call, or phone us at (646) 917-7714.
Yes. We work with clients in all five boroughs by Zoom or phone, with documents shared securely online. In-person meetings are available by appointment in downtown White Plains, about 40 minutes from Grand Central on Metro-North.
The New York City tax layer, explained
NYC resident income tax 3.078% to 3.876%
On top of federal and New York State tax, for everyone who lives in the five boroughs, on all of their income. People who only work in the city and live elsewhere do not pay it.
Unincorporated Business Tax 4%
Sole proprietors, freelancers and partnerships doing business in the city can owe the UBT. Exemptions and a small business credit reduce or remove it for many small businesses, and residents get a partial credit.
General Corporation Tax on S corps 8.85%
The city does not recognize the S corporation election. S corps pay the General Corporation Tax on their city profit, which changes when an S corp is worth it inside the city.
MCTMT for the self-employed 0.60%
Self-employed New Yorkers owe the Metropolitan Commuter Transportation Mobility Tax on net earnings in the city once they pass $150,000 (the 2026 threshold, up from $50,000). Many freelancers who paid it last year will not owe it this year.
Guides: S corps in New York · Self-employed in New York · High earners in New York · New York PTET guide
52 days left to lower your 2026 tax bill
Fifteen minutes now beats any amount of work in April.