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Will Tax Refunds Be Bigger in 2026? New SALT Deduction Could Save You $4,000+

January 29, 20263 min readBy Vivian London, London's Tax Services

By Vivian | London's Tax Services LLC | Updated January 2026

If you're searching "will tax refunds be bigger this year" or "when to expect tax refund in 2026," there's a major change that could put thousands of extra dollars in your pocket.

Why Tax Refunds May Be Bigger in 2026

The SALT (State and Local Tax) deduction cap jumped from $10,000 to $40,000 for 2025 meaning when you file in 2026, you could see a significantly larger refund.

For New York homeowners in Rockland and Westchester Counties, this is one of the biggest tax deduction increases in years.

How Much Tax Do I Pay on $100,000? Real Calculator Example

If you earn $100,000 and pay:

  • Property taxes: $15,000

  • State income taxes: $12,000

  • Total SALT: $27,000

Your Tax Savings:

Before (2024): Only $10,000 SALT deduction allowed

Now (2025): Full $27,000 deduction allowed

Result: $4,080 extra savings at 24% tax bracket (or $5,440 at 32%)

This is why people are asking "why is my tax refund so big this year" the SALT increase is a game-changer.

When to Expect Your Tax Refund in 2026

Most e-filed returns with direct deposit arrive within 21 days. The IRS typically starts accepting returns in late January.

Key dates:

  • IRS opens: Late January 2026

  • Filing deadline: April 15, 2026

  • Average refund: 21 days after e-filing

Three Tax Deduction Mistakes That Reduce Your Refund

  • Not claiming full SALT deductions - Many homeowners don't know about the $40,000 cap

  • Poor documentation - Missing receipts mean lost refunds

  • Wrong timing - When you pay property taxes affects your refund

Find a Tax Professional Near You in Rockland & Westchester

Wondering "how do people get $10,000 dollar tax refunds"? They work with tax professionals who know every deduction available.

London's Tax Services helps you: ✓ Maximize your SALT deduction

✓ File accurately for faster refunds

✓ Ensure IRS-compliant documentation

✓ Claim every deduction you're entitled to

We've served Rockland and Westchester residents for 20+ years.

This Benefit is Temporary (Through 2029)

The $40,000 SALT cap expires in 2029. Don't miss this limited-time opportunity.

Get Your Free Tax Consultation

Don't leave thousands on the table or face refund delays from filing errors.

Schedule your FREE consultation or call (646)-917-7714 today.

We'll show you exactly how much you could save.

Frequently Asked Questions

Q: When can I expect my tax refund in 2026?

A: Most e-filed returns receive refunds within 21 days.

Q: Will tax returns be bigger in 2026?

A: Yes, if you're a NY homeowner paying significant property taxes.

Q: What is the best service for filing taxes?

A: For property owners with multiple deductions, a local tax professional ensures you maximize savings.

Q: How much federal tax should I pay on $70,000?

A: It depends on your filing status and deductions. Schedule a consultation for a personalized calculation.

London's Tax Services LLC

75 South Broadway, 4th Flr, White Plains, NY 10601

(646)-917-7714 | info@londonstaxservices.com

Book Free Consultation

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Consult a qualified tax professional for advice specific to your situation.

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